Early Warning Services
Banking Consortium for Fraud & Identity
Early Warning Services (EWS) is jointly owned by seven major US banks. They operate Zelle (the peer-to-peer payment network) and the EPIC fraud consortium, which shares fraud intelligence across financial institutions in real-time. Their identity verification and bank account validation services are used for ACH fraud prevention.
At a glance
Built for
Banks · Credit Unions · Fintechs
Based in
Scottsdale, AZ
Founded
1990
Official source
earlywarning.comProfile snapshot
The essentials at a glance
A concise overview of where Early Warning Services fits in the financial crime technology landscape.
Category
Bank Account & Open Banking
Customer focus
Banks, Credit Unions, Fintechs
Headquarters
Scottsdale, AZ
Typical deployment
4–12 weeks
Capabilities and implementation
What this vendor profile covers
Use these published details to understand the vendor’s broad scope and implementation surface before moving into personalized analysis.
Directory detail
Public capabilities
- Banking Consortium
- Account Validation
- ACH Fraud
- Zelle Network
- Identity
Directory detail
Deployment options
- API
- Batch File
Directory detail
Common integrations
- REST API
- SFTP
- Core banking systems
Directory detail
Trust and support details
- SOC 1 Type II
- SOC 2 Type II
- Dedicated Account Management
- Documentation
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