Finicity (Mastercard)
Open Banking Data for Lending & Fraud
Finicity (acquired by Mastercard) provides open banking data connectivity for lending, wealth management, and fraud prevention. Their platform connects to 16,000+ financial institutions, enabling lenders to verify income, assets, and employment from bank account data. Mastercard's acquisition has enriched Finicity with payment network data for enhanced fraud signals.
At a glance
Built for
Lenders · Fintechs · Banks · Wealth Management
Based in
Sandy, UT (Mastercard subsidiary)
Founded
2000
Official source
mastercard.comProfile snapshot
The essentials at a glance
A concise overview of where Finicity (Mastercard) fits in the financial crime technology landscape.
Category
Bank Account & Open Banking
Customer focus
Lenders, Fintechs, Banks, Wealth Management
Headquarters
Sandy, UT (Mastercard subsidiary)
Typical deployment
1–2 weeks
Capabilities and implementation
What this vendor profile covers
Use these published details to understand the vendor’s broad scope and implementation surface before moving into personalized analysis.
Directory detail
Public capabilities
- Open Banking
- Income Verification
- Asset Verification
- Lending
- Mastercard Network
Directory detail
Deployment options
- Cloud / SaaS
- API
Directory detail
Common integrations
- REST API
- Webhooks
- Mastercard network
- Custom integrations
Directory detail
Trust and support details
- SOC 2 Type II
- ISO 27001
- Dedicated CSM
- Documentation
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