Fourthline
Automated KYC for Regulated European Financial Services
Fourthline is a regulated KYC provider and software vendor built specifically for the European financial services market. Unlike pure SaaS vendors, Fourthline operates as a regulated entity itself — holding AML compliance responsibility in many of its engagements — which makes it uniquely well-positioned to take on KYC risk as a co-controller. The platform combines AI-powered document verification, liveness detection, biometric matching, and data cross-checking against government and credit databases across Europe. Fourthline's compliance engine captures a full audit trail of every verification step to demonstrate regulatory compliance. It supports AMLD5/AMLD6 requirements across EU member states and has deep coverage of national ID documents across 190+ countries.
At a glance
Built for
Banks · Neobanks · Payment Institutions · Investment Platforms · Fintechs
Based in
Amsterdam, Netherlands
Founded
2018
Official source
fourthline.comProfile snapshot
The essentials at a glance
A concise overview of where Fourthline fits in the financial crime technology landscape.
Category
Identity Verification
Customer focus
Banks, Neobanks, Payment Institutions, Investment Platforms, Fintechs
Headquarters
Amsterdam, Netherlands
Typical deployment
2–4 weeks
Capabilities and implementation
What this vendor profile covers
Use these published details to understand the vendor’s broad scope and implementation surface before moving into personalized analysis.
Directory detail
Public capabilities
- AMLD Compliance
- European KYC
- Regulated Entity
- Document Verification
- Liveness Detection
- Audit Trail
Directory detail
Deployment options
- Cloud / SaaS
- SDK (iOS, Android)
- API
Directory detail
Common integrations
- REST API
- SDK
- Core banking platforms
- Payment processors
Directory detail
Trust and support details
- ISO 27001
- SOC 2 Type II
- GDPR Compliant
- AMLD5/6 Compliant
- Regulated entity (AML)
- Dedicated Account Manager
- Implementation Support
- 24/7 Technical Support
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