GIACT (Deluxe)
Bank Account Verification & Payment Risk
GIACT (acquired by Deluxe) provides bank account verification, payment risk assessment, and identity authentication for US ACH payments. Their gVerify product checks account ownership and account status in real-time, while gAuthenticate validates identity against financial institution data — enabling businesses to verify bank accounts before initiating ACH transactions.
At a glance
Built for
Banks · Payments · Utilities · Insurance
Based in
Allen, TX (Deluxe subsidiary)
Founded
2004
Official source
giact.comProfile snapshot
The essentials at a glance
A concise overview of where GIACT (Deluxe) fits in the financial crime technology landscape.
Category
Bank Account & Open Banking
Customer focus
Banks, Payments, Utilities, Insurance
Headquarters
Allen, TX (Deluxe subsidiary)
Typical deployment
2–4 weeks
Capabilities and implementation
What this vendor profile covers
Use these published details to understand the vendor’s broad scope and implementation surface before moving into personalized analysis.
Directory detail
Public capabilities
- ACH Verification
- Account Ownership
- Payment Risk
- Identity Authentication
- US-focused
Directory detail
Deployment options
- Cloud / SaaS
- API
- Batch File
Directory detail
Common integrations
- REST API
- SFTP
- Core banking integrations
Directory detail
Trust and support details
- SOC 2 Type II
- Nacha compliant
- Dedicated CSM
- Documentation
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