Passfort (Moody's)

KYC and KYB Lifecycle Management for Regulated Financial Services

Passfort, now part of Moody's Analytics, is a KYC and KYB lifecycle management platform that orchestrates identity verification, due diligence, and ongoing monitoring throughout the customer relationship. The platform provides a no-code policy engine that allows compliance teams to configure onboarding workflows, data source routing, and risk score thresholds without engineering support. Passfort integrates with 70+ data providers — including identity verification, sanctions, PEP, adverse media, and credit data — orchestrating them into a single customer risk profile and decision audit trail. Its onboarding module handles individual and business entity verification, beneficial ownership resolution, and document collection. Ongoing monitoring continuously tracks changes to customer profiles, triggering reviews when risk signals change. The Moody's acquisition brings enhanced data enrichment and analytical capabilities.