Plaid
Open Banking Infrastructure & Identity
Plaid is the leading open banking and financial data infrastructure, connecting consumers to 12,000+ financial institutions in North America and Europe. Beyond account linking, Plaid provides identity verification, income verification, employment verification, and fraud signals through their Identity and Signal products. Plaid Signal predicts ACH return risk before a debit initiates.
At a glance
Built for
Fintechs · Neobanks · Lenders · Wealth Management
Based in
San Francisco, CA
Founded
2013
Official source
plaid.comProfile snapshot
The essentials at a glance
A concise overview of where Plaid fits in the financial crime technology landscape.
Category
Bank Account & Open Banking
Customer focus
Fintechs, Neobanks, Lenders, Wealth Management
Headquarters
San Francisco, CA
Typical deployment
1–2 weeks
Capabilities and implementation
What this vendor profile covers
Use these published details to understand the vendor’s broad scope and implementation surface before moving into personalized analysis.
Directory detail
Public capabilities
- Open Banking
- ACH Fraud
- Income Verification
- Bank Data
- Risk Signals
Directory detail
Deployment options
- Cloud / SaaS
- API
- Link SDK (web/mobile)
Directory detail
Common integrations
- REST API
- Webhooks
- Stripe
- Dwolla
- Custom integrations
Directory detail
Trust and support details
- SOC 2 Type II
- ISO 27001
- GDPR
- CCPA
- Dedicated CSM
- Documentation
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